Instant Payment Transfer Rails Unavailable And Delayed ACH Processing

Resolved

This incident has been resolved.

Sun, Jan 11, 2026, 10:51 AM

(4 months ago)

Affected components

No components marked as affected

Updates

Resolved

This incident has been resolved.

Sun, Jan 11, 2026, 10:51 AM

Investigating

Instant Payment Transfer rails are temporarily unavailable. This applies to Instant Payouts (RTP and FedNow) and RfP (Request for Payments).

ACH Transfer creation requests will be accepted as usual via /transfer/create, but processing these payments might be delayed.

We are actively monitoring and will update this incident as it is resolved. We will provide an update if any ACH settlement windows are missed.

Once the incident is resolved, you may retry failed requests using identical idempotency keys.

Sun, Jan 11, 2026, 09:58 AM(53 minutes earlier)